Author: Abhishek Nag

  • Difference between iOS and Android Development

    Difference between iOS and Android Development

    Smart phones are literally operating almost every activity of our daily life nowadays. The most popular operating systems of this gadget are iOS and Android for sure. Depending on the key features of these two applications, the price of your smart phone can varies. Before investing your money in any smart phone you should always gather sufficient information about these two apps. In this way, you will be able to select an appropriate gadget according to your needs and budget for sure. 

    Here are some of the important and noticeable differences between iOS and Android Development for your concern. These differences will make you realize the necessity of using expensive smart phones with ease. The most crucial 5 points of differences are mentioned below for you. You must have an overall idea of these two types of software to stay updated. After going through these crucial points, you will be able to make up your mind while buying an expensive gadget for you. 

    5 important differences between iOS and Android Development

    Development environment in iOS and Android Development

    The most important tool of Android application is Android Studio which is full of a number of amazing features. It helps android gadgets to perform cross-platform support. Apart from this, this particular tool is making android smart phones more readable than before. On the other hand, the important tool for iOS devices is Xcode. With the help of this tool, iOS devices can perform task more flexibly.     

    Programming language

    iOS devices have the swift proprietary language to develop any applications quite easily. Besides, Android devices depend on JAVA and Kotlin for sure. This is why most mobile users prefer iOS software as their first priority. Due to its high readability, swift language is becoming more popular day by day. Not only the technical but also the non-technical people can understand this specific operating system. This is why many people prefer ios devices. However, the high price of these devices has been decreasing their demand in the market for many days.   

    Specific design differences

    In the case of android phones, the designs of this kind of device won’t be able to allow the users to use several apps at the same time for use. However, iOS applications depend on different kinds of view controllers. Thus, it allows people to perform a number of activities at the same time. Apart from this, the controller can operate any portion of the screen quite easily. Thus, users can easily operate a number of applications at the same time on their own devices. Therefore performing any difficult activity will be easier for them.        

    App security

    According to the experts, iOS development will be able to provide more security to your apps. In the case of Android mobiles or other devices, it will take more time to approve your downloaded applications. It will take more time to review those apps through a tight security system. However, on iOS devices, you do not need to wait for a long to receive the advantages of any useful application in your system. A better security system can make your device more durable than before. This is why you should always check the security system of your device to stay on the safe side.  

    Development complexity

    Due to the limited range of devices, android devices can use the lesser dimension of their screen. At the time of testing these devices, the developer needs to use a number of expensive applications. In this way, the price of android devices is way much high than iOS devices. As a result, most people cannot afford it. They usually receive the same services at a lesser price by buying iOS devices for sure. 

    Apart from these above-mentioned differences, iOS devices and Android devices have many more similarities as well as non-similar points which need to be known to all. The market value of iOS devices is cheaper than android devices. Android versions can easily adopt any type of app quite easily with the help of its advanced software. However, you need to enrich your iOS device to make it more adaptable for sure. 

    Conclusion

    The easy operating system of iOS devices is attracting the majority of mobile users nowadays. However, Android devices have a number of advanced features in it. This is why these devices can quickly generate any new application quite easily. The basic differences between Android and iOS devices will definitely help you to choose the best and most appropriate device for your use. Do you need help with mobile app development services? Please contact us for more details!

  • How Digitization would impact the Insurance industry?

    How Digitization would impact the Insurance industry?

    How Digitization would impact the Insurance industry?

    Digital innovation, or as we call it – digitization – has been bringing about constant changes in the needs, behavior and demands of the customers. And, this is not just from any particular industry, but from all of them! And, how can the insurance sector be left behind? 

    Rapid digitization has compelled insurance companies to invest and adapt modern IT systems that are supportive of emerging technologies. The core objective of digitization in the insurance field is to completely revolutionise the insurance purchase, client onboarding and claim settlement experience.

    How digitization affects the insurance industry positively?

    With the introduction of digitization, the insurance sector would see the following positive effects.

    Digitization would bring improvements in efficiency of operations, experience of clients and management of data.

    It would also enhance multi-channel customer relationships and bring into effect new distribution channels.

    With the power of digitization, insurance companies can reduce process intricacies and unleash untapped potential. Costs will get reduced and process efficiencies will go up

    .

    Particularly during the recent Covid-19 pandemic, the demand for advance tools in insurance sectors has picked up pace and is in a lot of demand. Tech-enabled tools like Application tracker, Instant OCR, Mobile App, WhatsApp, Speech Recognition enabled IVR, Digi locker are getting popular in the industry making way for the next generation tools. Together they will take the industry to a whole new level of growth. 

    The insurance sector is a data intensive industry. Therefore, it wouldn’t be wrong to say that technological advancements will prove to be a boon as manual processes get converted into automated ones. 

    What should the insurance organizations and their CEOs do to keep up (or even super-charge) their digital momentum?

    They are updating (or developing) their digital roadmaps.

    Digital transformation can’t just happen overnight. It must be designed strategically. Apart from this, it needs to be correctly aligned to ensure that key processes and activities are being connected across the front, middle and back office. For those without a clear digital roadmap, the first step is to formulate that strategy. Those who already have an existing roadmap, will need to revisit and update it. This will help them identify new opportunities for acceleration and alignment. 

    Insurance heads are also migrating their technology architecture to a platform-based approach.

    In today’s rapidly changing technology environment, insurers need a technology architecture that can quickly adapt and evolve. Some of the leaders have started shifting towards a ‘platform’ type architecture. This kind of setup allows new tools and technologies to be added. Also, you can easily remove the older technologies without disrupting the underlying system(s). This makes way for companies to reduce the risk by essentially taking modular decisions. These decisions move towards an end goal while building a more agile environment in which to thrive as an organization. 

    Insurance companies are partnering across the ecosystem.

    The leading insurers are making partnering a core capability. The leaders are making sure to work with a wide range of technology providers. These include everyone starting from Insurtech start-ups and data providers to established technology and cloud storage providers. What’s the benefit of this? This helps them tap into new ideas, tools and approaches. While many continue to struggle to ‘scale up’ their technology solutions and pilots, there are many Insurtech start-ups and technology providers proving their solutions at scale.

    They are considering ways to use the new technologies.

    As new technologies emerge into the marketplace and new use cases are applied, insurance CEOs will need to ensure they are on top of their game. They have to make sure that they continuously review the technology landscape to identify opportunities. Intelligent Automation, Artificial Intelligence and Machine Learning, are now rapidly gaining popularity across the enterprise technology stack. Low code or no code solutions can help companies speed up. Insurers need to chalk up a way so as to use these platforms to drive forward their digital capabilities.

    Insurance leaders are exploring future operating models.

    Many Insurance CEOs have been running scenarios since the pandemic began. The need of the hour for them is to change those scenarios into a series of ‘no regret’ actions and investments. This will lead to a range of future operating potentials. Everything should be a part of their agenda. This includes outsourcing and co-sourcing to automation and divestment. 

    Conclusion

    By now we have a clear understanding of the fact that the world is not returning to the norms of 2019; knowing what might come next will be key to developing a strong digital capability.  If you are looking to digitize your business, feel free to contact us today! Our engineers are well-versed with the latest technology to help you strengthen your digital foothold!

  • What can you do with React Native Maps?

    What can you do with React Native Maps?

    Let us look at what all things can you do with React Native Maps. React Native is a popular choice when it comes to app development.

    Installation

    npm i react-native-maps

    Setup (android)

    <application>

       <!– You will only need to add this meta-data tag, but make sure it’s a child of application –>

       <meta-data

         android:name=

    “com.google.android.geo.API_KEY”

         android:value=

    “YOUR_API_KEY”/> <!—Your API key goes here. –>

       <!– You will also only need to add this uses-library tag –>

       <uses-library android:name=

    “org.apache.http.legacy”

    android:required=

    “false”/>

    </application>

    Showing map

    <MapView

            style={styles.map}

            //specify our coordinates.

            initialRegion={{

              latitude: 37.78825,

              longitude: -122.4324,

              latitudeDelta: 0.0922,

              longitudeDelta: 0.0421,

            }}

          />

    This will show the location which we specify in lat and long

    Displaying maps with state

    const [region, setRegion] = useState({

      latitude:

    51.5079145,

      longitude:

    -0.0899163,

      latitudeDelta: 0.01,

      longitudeDelta: 0.01,

    });

    <MapView

            style={styles.map}

            //specify our coordinates.

    region={region  } 

       />

    Changing the map type 

    It can be done with the prop mapType which have the following inputs:

    The map type to be displayed.

    – standard: standard road map (default)
    – none: no map Note Not available on MapKit
    – satellite: satellite view
    – hybrid: satellite view with roads and points of interest overlayed
    – terrain: topographic view
    – mutedStandard: more subtle, makes markers/lines pop more (iOS 11.0+ only)

    Adding a marker in maps

    import { Marker } from

    “react-native-maps”;

    const [region, setRegion] = useState({

      latitude: 51.5079145,

      longitude: -0.0899163,

      latitudeDelta: 0.01,

      longitudeDelta: 0.01,

    });

    <MapView

          style={styles.map}

          region={ region } //your region data goes here.

        >

          {/*Make sure the Marker component is a child of MapView. Otherwise it won’t render*/}

          <Marker coordinate={ region } />

        </MapView>

    Changing the color

    <Marker

      coordinate={ region }

      pinColor=”green”

    />

    Changing the marker image

    <Marker

      coordinate={{ latitude: 52.5200066, longitude: 13.404954 }}

      image={require(“./”)} //uses relative file path. 

    />

    Using <polyline /> in React Native Maps

    import { Polyline } from “react-native-maps”;

    const region1 = {

      latitude: 35.6762,

      longitude: 139.6503,

      latitudeDelta: 0.01,

      longitudeDelta: 0.01,

    };

    const region2 = {

      latitude: 35.6074,

      longitude: 140.1065,

      latitudeDelta: 0.01,

      longitudeDelta: 0.01,

    };

    <MapView style={styles.map} initialRegion={ region1 }>

          <Polyline

            coordinates={[ region1, region2]} //specify our coordinates

            strokeColor={“#000”}

            strokeWidth={3}

            lineDashPattern={[1]}

          />

        </MapView>

    These are some of the things that React Native Maps can do. If you are looking for any kind of app development services, please feel free to reach out to us today!

  • How to enhance the UX of your mobile?

    How to enhance the UX of your mobile?

    How to enhance the UX of your mobile?

    Performing any of your daily activities without using several mobile apps is next to impossible for sure. The appropriate way of using these applications can actually make your life easier and smoother than ever. You will be able to gain proper knowledge of UX or user experience to use your regular mobile applications in an accurate way. Thus, you will be able to receive the ultimate advantages of those apps quite easily. Here are some of the effective as well as noticeable processes of enhancing the UX of your mobile with ease.

    A few useful ways to improve the user experience of mobile

    Reduce the amount of friction

    According to the experts, a massive amount of friction can easily lower the speed of your applications. In this scenario, you need to reduce the number of friction with the help of a number of smart applications for sure. Thus, you will be able to improve the UX of your mobile for sure within a few days. You do not need to face any major difficulties while using any application on your mobile. 

    Be careful about onboarding

    Onboarding is also a noticeable issue in the mobile world nowadays. An abnormal onboarding on your mobile can make your mobile browsing experience worse. This is why you should always avoid such obstructions to using the mobile applications in an appropriate way for sure.

    Accumulate feedback for you

    You can easily observe a number of feedbacks for any particular mobile application online. The previous users will make you understand the actual process of using any particular application with ease.

    Understanding human psychology

    The expert mobile users will also need to understand human psychology as well. This is how you will be able to use any specific application according to the user’s choice or requirement for sure. In this way, people can increase the speed of their mobile applications in a smarter way.      

    Go for the ongoing trends

    You should always check the ongoing trend for any application. Mostly, the users will find the exact way to use that particular application and make it the popular one. You will be able to enhance the UX of any mobile without facing any major issues. These trends will help you a lot to understand your targeted audience for sure.   

    Make changes in your regular apps according to your convenience

    There are a number of setting options in your mobile application for sure. You can set those applications and their output options according to your requirements. Thus, it will be easier for you to receive the best result. You can personalize your mobile applications according to your convenience to receive the best result ever.    

    Follow the troubleshoot instructions

    You may observe a few errors while using any application for a long time. You should always go for the troubleshooting option to rectify the specific error in an accurate way. By going through the given instructions on the troubleshooting option, you do not have to face any kinds of difficulties while rectifying the errors for sure.

    Try your best to avoid performance issues

    Without having any technical knowledge, you can easily use any particular application for sure. However, this can cause a few performance issues after using that particular application for some days. In this scenario, you should show this matter to any technical person. They will make you realize the exact way of using these applications for sure. 

    Find your own way to experience better mobile using

    You should always use any particular application according to your convenience. However, you should always check the instant effects of your uses on your mobile. According to that effect, you should try your best to use those applications. Thus, you can save your phone from any major technical failure quite easily. 

    Do not avoid any important notifications

    Most of your mobile applications will surely show you a number of notifications while facing any specific problem. You should not avoid any of these notifications for sure. Sometimes, these notifications can make you understand the accurate way of rectifying any particular issue with ease. Thus, you can use those applications in an easier way for sure.  

    Conclusion

    This particular information will help anyone to understand the exact way of improving the UX of mobile. You can select the best process for you according to your choice for sure. Depending on the quality of your mobile, you may face a number of errors while using different apps. This is why you should consult with a technical consultancy right after facing any major difficulties regarding your mobile applications. Thus, you can enhance the UX of your mobile with the help of expert advice with ease. If you are looking for such expertise to help enhance your app experience, get in touch with our mobile app development services team right now!

  • Slow Mobile App? Why and How to fix it!

    Slow Mobile App? Why and How to fix it!

    In this era where science and technology are advancing at a great speed, people do not have any patience or time to wait. You have to always remain active and alert to make sure you do not lose your users. It is true that most people don’t have the time or patience to wait to get a response from a mobile app

    The expected time for loading a mobile app is just two seconds; however, according to research, the rate of conversion reduces by 7% for every added second that an app takes to load. Thus, users cannot wait for the app to respond and leave that app without any second thought. Some reports even say that 48% of those users even stop using an app or uninstall it if it tends to be slow.

    Hence, the most crucial task is to find the main reason why an app is slow. Only by finding out the main cause can you fix the issue or take the necessary steps to fix the problem and satisfy your customers.

    Why mobile apps can be slow?

    Some major problems that can make a mobile app slow and their solutions are:

    The server speed is becoming sluggish

    The sluggishness of your server speed is one of the common reasons why the website takes a long time to load. In may happen because:

    • You may face issues while accessing files from the disk, communicating instantly, running the application code, etc.
    • The server may become slow because of the multi-tiered infrastructure, which is crucial for the running of most modern applications.

    To fix these issues, you can follow some methods:

    • You can try to take some load off your server by offering an extra reverse proxy server. This can offer several benefits and speed up web requests by offering SSL termination, compression, caching, etc.
    • You need to identify the interactions between different components of the application, which is called ADM or Application Dependency Mapping.

    The app is not supportive or obsolete

    If you are already into the app development business, you may be aware of how crucial it is to update the apps on a regular basis. No matter if you are using an iOS or an Android developer, you need to ensure that the app is designed on the updated version of your Operating System. For example, in the case of iOS, it has to be iOS 10 or 11, and in the case of Android, it needs to be Android Nougat or Oreo. Hence, if you are not updating your apps to become compatible with these versions or if you have an out-of-date version of the framework, your mobile apps can become slow.

    The solution to this issue is optimizing and updating the software and choosing the updated app design and development-related trends. You should update your applications and test it to newer platforms to make sure it works properly with your operating system.

    Chatty conversations.

    This kind of problem can happen when the client makes multiple requests to perform a transaction instead of individual operations within the app. The use of virtualization enables you to build a virtual version of the resource or device, like the server, a storage device, or even the OS. 

    It can be that the team of the server has configured the server image that has been automatically migrated to a host that is loaded lightly because of virtualization. It can move the image of the server to another location so that it goes several milliseconds further away from your disk storage system or the server.

    In order to fix this issue, you need to give a close look at the number of requests between systems where it has a link with the network. You can also check out delays between those requests.

    Latency of the network

    Your network speed can affect the speed of the mobile application to a great extent. If your network is slow, the performance of your apps will also become slow. So, to fix this issue, you need to check the speed of your network all the time and find out if the apps slow down. 

    Faulty software development kit and library

    An app developer can be particular regarding making sure the best-in-class performance of the apps. However, there can be some issues with the Software Development Kit or SDK and the libraries offered by the vendor that is not in the control of the developer. Thus, it is important to look at the code of the third-party libraries to find out if they contain bugs or errors. If this procedure is not done accurately, the apps can become tardy eventually. Hence, it is important to make sure that you are using those libraries which are reliable, stable and secure.

    Therefore, whenever you feel like your mobile apps are becoming slow, you can follow the above-mentioned tips to ensure their fast and accurate performance. If it al seems a lot for you, please feel free to reach out to us today! Our team of product development experts will assist you to build responsive and robust apps that will further propel your success in the right direction!

  • Buy now, Pay Later: Can it work in the banking sector?

    Buy now, Pay Later: Can it work in the banking sector?

    ‘Buy now, pay later (BNPL)’ – Customers find this message appealing, and it’s a growing trend that’s upending the credit sector. Fintechs have been working hard to provide BNPL point-of-sale (POS) options for both brick-and-mortar stores and e-commerce purchases. Customers’ demands are the emphasis of BNPL’s convenience and customization offerings.

    Banks can apply BNPL tactics in a variety of ways to their operations. Let’s examine the size of the opportunity, the factors driving its rapid expansion, and the options available to banks looking to enter this market.

    How big is the chance?

    The main test bed for BNPL uptake has been e-commerce, but Fintech is swiftly expanding into in-store payments. With more than 600,000 physical retailers accepting BNPL, PayPal is driving this initiative. The rise of businesses using e-commerce marketplaces and traditional consumer products companies selling straight to customers have both sped up the implementation (and expectation) of BNPL.

    Credit card volumes might continue to decline as BNPL adoption increases. According to Payments Journal, three of the biggest banks in the US reported a fall in credit card purchase volumes of more than 20% in 2020 alone.

    Why clients favor BNPL?

    We are getting closer to a seamless, linked commerce experience thanks to BNPL. Some of the appealing features in the eyes of the customer are as follows:

    Customized offers: 

    By using each customer’s data and history to anticipate their wants, BNPL is able to make personalized offers for them. The magnitude of the transaction can also affect the offers that are made. BNPL can also be a very intriguing tool for boosting loyalty among the wealthiest consumers by personalizing offers based on credit history, favoured brands, and the type of transaction, along with a strategy for the shop or bank to enhance the amount of particular clients’ digital wallets.

    Credit choices made instantly: 

    Instant approval for BNPL purchases at the POS is made possible by data-driven credit processes. Consumers no longer experience a significant pain point thanks to the integration of these financial services into physical and online POS checkouts.

    No charges or interest 

    If payments are paid on time, the consumer can finish paying for their item without incurring fees or the high-interest rates sometimes associated with credit cards. Even though late fees for BNPL payments can be fairly significant, clients may not take them into account when making a purchase if they plan to make their payments on time.

    Determining when to buy: 

    Options for financing are provided right after a choice to buy is made. BNPL gives the consumer greater options regarding when to make the purchase by lowering the price barrier.

    No effect on credit score: 

    Requesting installment payments through BNPL does not immediately damage a customer’s credit score (if they pay on time), but if it is a credit card transaction, it will influence their spendable limit. BNPL offers additional appeal under high interest/high inflation market conditions in addition to these advantages. Before costs continue to grow, consumers can utilize BNPL for short-term, straightforward borrowing without paying excessive interest rates. 

    Additionally, since they are not required to pay the full cost upfront, they can keep more of their money in interest-bearing assets or accounts for longer periods of time. On the other side, the prognosis for BNPL may deteriorate if these circumstances lead to a substantial economic downturn.

    Why do businesses favor BNPL?

    BNPL increases the likelihood of a sale for retailers, particularly for expensive commodities. By providing their clients with flexible payment alternatives and continuing the contact after the sale, they also stand to forge stronger bonds with them.

    Customers can choose third-party BNPL options from merchants without the merchant taking on any credit or fraud risk. It is quite convenient for the merchant to get paid in full at the time of purchase.

    Additionally, retailers can link BNPL sales to important shopping holidays like Black Friday. As a result, they may be able to outsell rival businesses providing comparable goods and increase their sales at certain times.

    BNPL has given e-commerce merchants additional freedom to give customers “try before you buy” alternatives, allowing them to receive the product and use it before committing to any payments. This is appealing in industries like fashion, where it is cumbersome for a client to make a purchase and pay for it online only to discover when the item arrives that it doesn’t fit, and they need to start the return and refund process.

    Conclusion

    Banks are now experimenting with a variety of strategies in an effort to seize the potential presented by BNPL. While some are developing models that enable them to act in the background behind BNPL proposals or are utilizing other players to make differentiated offerings, others are delivering one-to-one models with specific merchants. At EOV, we specialize in creating robust digital products for businesses in the Fintech sector. If you are looking for any software assistance, please feel free to reach out to us today!